Need an appraisal in Lafayette or Lafayette County?
Here are the top reasons LA homeowners order from Appraisals by Kana, LLC:
Need help determining the value of your home in or near Lafayette, LA?
We at Appraisals by Kana, LLC understand the unique needs of a homeowner looking for appraisal services. The appraisal process and reporting formats are familiar to our business clients like lenders, lawyers, and accountants. Being a regular consumer that ordinarily doesn't look at appraisals every day,you can expect extra guidance and explanations through the appraisal process to better understand what we do and how we report our conclusions.
Pre-listing Services/For Sale By Owner (FSBO)
It's very hard to be objective about your house because you most likely have an emotional attachment to it. Our professional appraisers at Appraisals by Kana, LLC are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. A professional appraisal is a crucial negotiating tool once you have an interested buyer, in addition to helping you set a realistic price to sell at so your home will attract many interested buyers. The appraisal is something tangible to show your buyer. It's an independent third party's opinion of your house's value, and not just you saying how much your home is worth. Potential buyers assume that you have an emotional attachment to your home and will be far more likely to give credibility to an expert appraiser's value opinion than yours.
PMI Removal Appraisals
A popular money saver for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan amount is down below 80% of the value of your house. In most cases you can apply to a lender to have the PMI canceled from your loan. Appraisals by Kana, LLC is experienced in helping homeowners just like you rid themselves of unneeded PMI insurance.
Challenging a property tax assessment
Your local tax assessor may have your house overvalued if you live in a region that's going down. That means you're paying more taxes than you should. The faster you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. Getting an appraisal from Appraisals by Kana, LLC is your perfect weapon when contesting your property tax assessment.
Was your HELOC recently frozen?
Even if your specific property has not declined in value, your lender just might choose to automatically freeze your home equity line of credit (HELOC) if your home is in a declining area. This can be be bad for your credit score since it may appear as though that credit line is maxed out, and also difficult and inconvenient from a cash flow angle. Appraisals by Kana, LLC can help you reinstate your home equity line of credit with an expert appraisal.
We Also Offer Field and Desktop Appraisal Review Services
Do you need a veteran appraiser to double-check your appraisal for preciseness, or do you desire a second opinion without the charge and delay of waiting for a whole new appraisal? Appraisals by Kana, LLC offers field reviews where we'll go out and check the subject and comparables in question. If you need it immediately, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
We can also provide a retrospective review of any appraisal you may have in your possession. Even though this is typically requested by banks, you may desire to use this service if you suspect mortgage fraud related to your home.