Attention homeowners in Lafayette and Lafayette County: Need an appraisal?
Here are the top seven reasons why LA homeowners need Appraisals by Kana, LLC:
Own a home in or near Lafayette, LA and need help deciding the price of it?
We at Appraisals by Kana, LLC understand the unique needs of a homeowner looking for appraisal services. Our customary business clients get the appraisal process and the customary reporting formats. Being a regular homeowner that probably doesn't see an appraisal every day,you will receive extra guidance and explanations through the appraisal process to more clearly understand what we do and how we present our conclusions.
Pre-listing Services/For Sale By Owner
Since you have an emotional attachment to your own house, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your home will attract many interested buyers, a professional appraisal is a very valuable negotiating tool once you have an attainable buyer. It's something concrete to show your buyer. The appraisal is an independent third party's opinion of your house's price, not just you saying how much your house is worth. Potential buyers assume that you have an emotional attachment to your house and will be more likely to give credibility to a professional appraiser's value conclusion than yours.
PMI Removal Appraisals
An attractive way to cut expenses for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is below 80% of the value of your property. In most cases you can apply to the lender to have the PMI removed from your loan. At Appraisals by Kana, LLC, we're experienced in helping consumers just like you do away with undesirable PMI insurance.
Challenging Lafayette county's assessment of your property
Your local tax assessor may have your house overvalued if you live in an area that's declining. This only means you're paying higher taxes than you should be paying. The earlier you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. When contesting your property tax assessment, getting a professional appraisal from Appraisals by Kana, LLC is your perfect weapon.
HELOC recently frozen?
If your home is close to a declining area, your lender just might choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be annoying from a cash flow viewpoint, and detrimental to your credit score since it may appear as though that credit line is maxed out. Appraisals by Kana, LLC can provide you with an expert appraisal that will help you reinstate your home equity line of credit.
Field and Desktop Appraisal Review Services
Do you need an expert to double-check your appraisal for precision, or do you desire a second opinion without the charge and delay of waiting for a whole new appraisal? We can go out and check the subject and comps in a field review. If you need it ASAP, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.
Need a retrospective review of an appraisal? We can We can assist you Even though this is usually requested by banks, you may desire to exploit this service if you suspect mortgage fraud related to your home.