Attention homeowners in Lafayette and Lafayette County: Need an appraisal?
See the top 7 reasons why LA homeowners use Appraisals by Kana, LLC:
Own a home in or near Lafayette, LA and need help determining the value of it?
We at Appraisals by Kana, LLC understand the individual needs of a consumer after appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
For Sale By Owner/Pre-Listing Services
It's very hard to be objective about your own house because you most likely have an emotional attachment to it. The professional appraisers at Appraisals by Kana, LLC will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is very valuable as a negotiating tool once you have an attainable buyer, in addition to helping you set a realistic price to sell at so your home will attract buyers. The appraisal is something concrete to show the buyer. The appraisal is an independent third party's opinion of your home's price, not just how much your home is worth. Potential buyers assume you have an emotional attachment to your home and will be far more likely to give credibility to an accomplished appraiser's value assessment than yours.
Need to remove PMI?
PMI stands for Private Mortgage Insurance. A fashionable way to cut costs for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan is below 80% of the value of your house, in most cases you can apply to a lender to have the PMI canceled from your loan, which will make your monthly payments go down. At Appraisals by Kana, LLC, we're seasoned in helping folks just like you get rid of undesirable PMI insurance.
Challenge Lafayette county's assessment of your property
Your local tax assessor may have your home overvalued if you live in a local area that is declining. That means you're paying more taxes than you should. Since your property assessment may likely go up again in the next period, the quicker you take care of things like this, the better. When challenging your property tax assessment, getting an appraisal from Appraisals by Kana, LLC is your number one weapon.
Recently got a freeze your HELOC?
Your lender might just choose to automatically freeze your home equity line of credit (HELOC) if your house is close to a declining area -- even if your specific property has not declined in value. This can this be unsuitable from a cash flow standpoint, and harmful to your credit score since it may appear as though that credit line is maxed out. Appraisals by Kana, LLC can help you reinstate your HELOC.
We Also Provide Field and Desktop Appraisal Review Services
Do you need an expert to double-check your appraisal for precision, or do you desire a second opinion without the added cost and delay of waiting for a whole new appraisal? An appraiser from Appraisals by Kana, LLC can go out and check the subject and comps in question in a field review. Or, if you need it in a rush, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
We can also provide a retrospective review of any appraisal you may have had in the past. While usually requested by banks, you may wish to utilize this service if you suspect mortgage fraud related to your home.